HDFC Housing Opportunities Fund Regular - Growth
NAV as of Jun 13, 2025
22.09-0.61%
- Growth - Regular
(Earn upto 0.99% Extra Returns with Direct Plan)
Fund Category:
Equity: Thematic
Expense Ratio:
2.20%(1.60% Category
average)Fund Size:
Rs. 1,324.14 Cr(0.59% of Investment in Category)
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HDFC Housing Opportunities Fund Regular - Growth
NAV as of Jun 13, 2025
22.09-0.61%
Expense Ratio:
2.20%
Fund Size:
Rs. 1,324.14 Cr
Fund Category:
Equity: Thematic
1. Current NAV: The Current Net Asset Value of the HDFC Housing Opportunities Fund - Regular Plan as of Jun 13, 2025 is Rs 22.09 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: -6.7% (1yr), 25.13% (3yr), 25.49% (5yr) and 11.11% (since launch). Whereas, Category returns for the same time duration are: -0.89% (1yr), 22.82% (3yr) and 25.62% (5yr).
3. Fund Size: The HDFC Housing Opportunities Fund - Regular Plan currently holds Assets under Management worth of Rs 1324.14 crore as on May 31, 2025.
4. Expense ratio: The expense ratio of the fund is 2.2% for Regular plan as on Jun 12, 2025.
5. Exit Load: HDFC Housing Opportunities Fund - Regular Plan shall attract an Exit Load, "Exit load of 1%, if redeemed within 30 days."
6. Minimum Investment: Minimum investment required is Rs 100 and minimum additional investment is Rs 100. Minimum SIP investment is Rs 100.
HDFC Housing Opportunities Fund Regular - Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 2.98 14.34 -5.94 -6.70 25.13 25.49 Category Avg 4.50 16.57 -2.81 -0.89 22.82 25.62 Rank within Category 81 52 78 64 10 10 No. of funds within Category 128 123 104 69 30 15 - Loading...
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Return Comparison
- This Fund
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HDFC Housing Opportunities Fund Regular - Growth Fund Details
Investment Objective - The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities.
| Fund House | HDFC Mutual Fund |
| Launch Date | Dec 06, 2017 |
| Benchmark | Nifty Housing Total Return Index |
| Return Since Launch | 11.11% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | - |
| Return Grade | - |
HDFC Housing Opportunities Fund Regular - Growth Investment Details
| Minimum Investment (Rs.) | 100.00 |
| Minimum Additional Investment (Rs.) | 100.00 |
| Minimum SIP Investment (Rs.) | 100.00 |
| Minimum Withdrawal (Rs.) | 100.00 |
| Exit Load Exit load of 1%, if redeemed within 30 days. | |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| MAY 2025 | APR 2025 | MAR 2025 | FEB 2025 | JAN 2025 | DEC 2024 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 34 | 33 | 32 | 33 | 34 | 36 |
| Top 5 Company Holdings | 39.8% | 40.94% | 42.29% | 41.07% | 39.13% | 38.23% |
| Top 10 Company Holdings | 63.79% | 64.17% | 65.33% | 63.56% | 62.19% | 61.28% |
| Company with Highest Exposure | HDFC Bank (9.69%) | ICICI Bank (10.04%) | ICICI Bank (10.32%) | HDFC Bank (10.47%) | ICICI Bank (9.37%) | HDFC Bank (8.98%) |
| Number of Sectors | 8 | 8 | 8 | 8 | 8 | 8 |
| Top 3 Sector Holdings | 69.54% | 69.69% | 70.38% | 69.29% | 70.46% | 70.59% |
| Top 5 Sector Holdings | 84.18% | 84.0% | 85.03% | 83.34% | 83.23% | 83.69% |
| Sector with Highest Exposure | Financial (31.7%) | Financial (32.94%) | Financial (32.92%) | Financial (32.84%) | Financial (30.88%) | Financial (29.77%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) ICICI Bank Financial 7.88 20.30 71.65 28.08 HDFC Bank Financial 7.85 21.07 92.51 20.08 NTPC Energy 7.12 13.61 24.16 -9.91 Larsen & Toubro Construction 7.09 33.31 109.35 -2.72 Ambuja Cements Materials 6.91 32.47 16.95 -19.89 Prestige Estates Projects Construction 6.76 149.82 10.85 -14.05 State Bank of India Financial 4.56 9.27 86.91 -5.58 Kalpataru Projects Intl. Capital Goods 4.39 33.51 34.31 -4.84 Ultratech Cement Materials 3.87 50.86 219.39 -0.17 Tata Steel Metals & Mining 3.84 57.65 2.74 -16.94
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y HDFC Housing Opportunities Fund Regular - Growth 22.09 Unrated 1,324.14 2.98 -6.70 25.13 25.49 Aditya Birla Sun Life Transportation and Logistics Fund Regular-Growth 13.40 Unrated 1,470.99 3.24 -6.03 - - UTI Quant Fund Regular - Growth 10.53 Unrated 1,617.81 3.57 - - - Edelweiss Recently Listed IPO Fund Regular-Growth 25.51 Unrated 895.62 2.64 1.92 16.30 21.94 SBI Automotive Opportunities Fund Regular - Growth 9.47 Unrated 5,651.72 2.10 -9.20 - -
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
16.97VS15.17Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
1.09VS0.95Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
0.92VS0.89Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
14.34VS14.10Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
3.08VS2.45Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Better average monthly returns
21.97VS19.72Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
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Fund Manager
- S.R.Srinivasan RamamurthySince Jan 20249 schemes
- A.K.Amar KalkundrikarSince Jan 201923 schemes
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y HDFC Balanced Advantage Fund Regular-Growth Dynamic Asset Allocation 514.22 1,00,299.29 5.70 HDFC Retirement Savings Fund Equity Plan Regular-Growth Flexi Cap 50.04 6,474.07 4.62 HDFC Infrastructure Fund Regular-Growth Sectoral-Infrastructure 47.08 2,539.58 -0.21 HDFC Multi-Asset Active FoF Regular-Growth Multi Asset Allocation 18.07 4,045.96 10.91 HDFC Hybrid Debt Fund Regular-Growth Conservative Hybrid 81.90 3,406.09 7.11 HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-Growth Aggressive Hybrid 38.41 1,657.34 5.42 HDFC Multi Asset Fund Regular-Growth Multi Asset Allocation 70.84 4,374.88 9.65 HDFC Equity Savings Fund Regular-Growth Equity Savings 65.40 5,545.90 5.96 HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-Growth Conservative Hybrid 21.52 162.74 6.89 Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.
More HDFC Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Regular-Growth | 97,460.90 | 3.55 | 7.53 | 4.28 | 8.65 | 22.70 | |
| HDFC Mid-Cap Opportunities Fund Regular-Growth | 74,909.76 | 7.40 | 10.41 | 2.72 | 11.75 | 30.45 | |
| HDFC Flexi Cap Fund Regular-Growth | 74,105.46 | 3.70 | 9.19 | 6.39 | 16.70 | 27.20 | |
| HDFC Liquid Fund Regular-Growth | 73,779.85 | 0.50 | 1.77 | 3.55 | 7.22 | 6.84 | |
| HDFC Large Cap Fund-Growth | 36,108.73 | 3.21 | 7.26 | 3.86 | 8.28 | 20.71 | |
| HDFC Corporate Bond Fund Regular-Growth | 32,656.71 | 1.09 | 3.59 | 5.31 | 10.00 | 8.06 | |
| HDFC Small Cap Fund Regular-Growth | 30,880.43 | 8.61 | 11.79 | -0.61 | 6.44 | 26.24 | |
| HDFC Money Market Fund-Growth | 30,273.11 | 0.67 | 2.36 | 4.14 | 8.01 | 7.29 | |
| HDFC Large and Mid Cap Fund Regular- Growth | 24,326.39 | 5.47 | 10.23 | 3.08 | 8.83 | 24.66 | |
| HDFC Hybrid Equity Fund Regular-Growth | 23,850.72 | 3.77 | 7.87 | 5.09 | 10.14 | 16.41 |
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1. HDFC Housing Opportunities Fund - Regular Plan is Open-ended Thematic Equity scheme which belongs to HDFC Mutual Fund House.
2. The fund was launched on Dec 06, 2017.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. "
2. It is benchmarked against Nifty Housing Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 98.27% in equities, 0.0% in debts and 1.73% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 60.27% of the assets, the top 3 sectors constitute around 69.54% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on HDFC Housing Opportunities Fund Regular - Growth
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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FAQs about HDFC Housing Opportunities Fund Regular - Growth
- Is it safe to invest in HDFC Housing Opportunities Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the HDFC Housing Opportunities Fund - Regular Plan comes under Very High risk category.
- What is the category of HDFC Housing Opportunities Fund - Regular Plan?HDFC Housing Opportunities Fund - Regular Plan belongs to the Equity : Thematic category of funds.
- How Long should I Invest in HDFC Housing Opportunities Fund - Regular Plan?The suggested investment horizon of investing into HDFC Housing Opportunities Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the HDFC Housing Opportunities Fund - Regular Plan?The HDFC Housing Opportunities Fund - Regular Plan is managed by Srinivasan Ramamurthy (Since Jan 12, 2024) and Amar Kalkundrikar (Since Jan 10, 2019).
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